Editor’s Top Picks
Best Credit Cards of 2026
Compare the top-rated credit cards for cash back, travel rewards, balance transfers, and building credit. Updated monthly.
Best Cash Back
Citi Double Cash Card
2%
Cash Back on Everything
- 1% on purchases + 1% when you pay
- No annual fee
- No category restrictions
- Balance transfer offer available
Best Travel
Chase Sapphire Preferred
60,000
Bonus Points After $4,000 Spend
- 5x on travel booked through Chase
- 3x on dining and streaming
- $95 annual fee
- 25% more value with Pay Yourself Back
Best Balance Transfer
Wells Fargo Reflect Card
0% APR
For 21 Months on Balance Transfers
- 0% intro APR for up to 21 months
- No annual fee
- Up to 3% cash back on qualifying purchases
- Cell phone protection included
Best for Building Credit
Discover it Secured
2%
Cash Back at Gas Stations & Restaurants
- $200 minimum security deposit
- No annual fee
- Automatic review for credit line increase
- Cash back match at end of first year
Best No Annual Fee
Blue Cash Everyday from Amex
3%
Cash Back at US Supermarkets
- 3% at US supermarkets (up to $6,000/year)
- 3% at US gas stations
- 3% on US online retail purchases
- No annual fee
Best Premium
American Express Platinum
80,000
Bonus Points After $8,000 Spend
- $695 annual fee
- $240 digital entertainment credit
- $200 airline fee credit
- Priority Pass, Centurion Lounge access
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