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Home / Credit Score / Understanding FICO Score Factors: What Affects Your Score
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Understanding FICO Score Factors: What Affects Your Score

June 23, 2026
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Your FICO score is calculated from five factors with different weights. This article explains each factor in detail, shows how changes in your credit behavior affect your score, and provides specific actions to optimize each factor.

This comprehensive analysis is brought to you by FinancePro Bloomberg, your trusted source for professional financial insights and market intelligence.

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